IMPACT investing is the term used to describe investments in companies, organisations and funds with the intention of achieving measurable, positive effects on the environment and society in addition to financial returns.
Impact is made visible and continuously reported on.
IMPACT funds comply with Article 9 Disclosure Regulation. This means that sustainable investments are in line with their stated goal of the investment policy, or possibly they can aim to reduce carbon emissions in accordance with the goals of the Paris Agreement.
IMPACT investing means investing in companies, organizations and funds with the intention of creating, in addition to financial return, a measurable positive impact on the environment or society.
IMPACT funds represent specialized focus on companies, which can demonstrate environmental and/or social benefit.
Generally for portfolios of IMPACT funds in Erste Asset Management only investments in companies with ESGenius® score of at least 30 (for emerging markets and non-investment grade rating) or 50 (for developed markets) out of 100 possible points are eligible, with full ESG data coverage processed by Erste Asset Management of 100% of the net asset value in the fund.
Scale of ESGenius® score
Good governance practices are assessed on the basis of compliance with exclusion criteria, a minimum ESGenius® score and an assessment of compliance with the principles of the UN Global Compact initiative.
More information about conditions in the field of sustainability is provided in the sales prospectuses of IMPACT funds.
IMPACT funds that Erste Asset Management publicly offers in Slovakia:
ERSTE GREEN INVEST
Climate change and its consequences are considered the greatest disaster in human history. In order to reverse the trend towards an environmentally friendly future, joint efforts are needed in various fields. The financial sector also contributes significantly to this through targeted management of investments. One of the most effective tools is IMPACT investing.
IMPACT investing means investing in companies, organizations and funds with the intention of creating, in addition to financial return, a measurable positive impact on the environment or society. The ERSTE GREEN INVEST stock fund works exactly according to this principle. The fund invests in sustainable companies in the field of renewable energy or water management. In addition, there are also companies that are pioneers in the field of renewable resources and abandon the environmentally harmful processes typical of the "old economy".
ERSTE GREEN INVEST
Climate change and its consequences are considered the greatest disaster in human history. In order to reverse the trend towards an environmentally friendly future, joint efforts are needed in various fields. The financial sector also contributes significantly to this through targeted management of investments. One of the most effective tools is IMPACT investing.
IMPACT investing means investing in companies, organizations and funds with the intention of creating, in addition to financial return, a measurable positive impact on the environment or society. The ERSTE GREEN INVEST stock fund works exactly according to this principle. The fund invests in sustainable companies in the field of renewable energy or water management. In addition, there are also companies that are pioneers in the field of renewable resources and abandon the environmentally harmful processes typical of the "old economy".
Energy
Globally, the share of renewable energy is still below 20%. To achieve the Paris climate goals, the focus is on energy efficiency and the expansion of renewable energy. In addition to modern energy infrastructure, we also need innovative solutions in the field of mobility.
Water
Currently, about every fourth person does not have access to clean drinking water. Water protection is therefore essential for the safe supply and functioning of ecological systems. Growing populations around the world also require irrigation and water technology solutions.
Waste and recycling
Global waste production is expected to increase by 70% by 2050. It is therefore about restoring resources through recycling and preventing CO2 and other environmental damage. In addition to recycling, attention is also focused on waste disposal, collection and recycling.
Transformation
In order for the economy to be sustainable, it is necessary to change the traditionally energy and environmentally demanding sectors. Investments are therefore made in companies that are leaders in the field of transformation and that make environmentally harmful processes in the "old economy" more sustainable. Examples of sectors are energy suppliers, automotive and industry.
Adaptation
According to the UN, the number of natural disasters such as floods, storms and droughts has increased rapidly. Adapting to the inevitable consequences of climate change is therefore necessary to protect people and the economy. This area includes companies in the field of biotechnology, flood protection and air conditioning technology.
Disclaimer:
The fund employs an active investment policy and is not oriented towards a benchmark. The assets are selected on a discretionary basis and the scope of discretion of the management company is not limited.
For further information on the sustainable focus of ERSTE GREEN INVEST as well as on the disclosures in accordance with the Disclosure Regulation (Regulation (EU) 2019/2088) and the Taxonomy Regulation (Regulation (EU) 2020/852), please refer to the current Prospectus, section 12 and the Annex "Sustainability Principles". In deciding to invest in ERSTE GREEN INVEST, consideration should be given to any characteristics or objectives of the ERSTE GREEN INVEST as described in the Fund Documents.
ERSTE FAIR INVEST
ERSTE FAIR INVEST invests in selected companies that actively contribute to the achievement of social goals with their products and services. It actively supports the UN goals in the field of sustainable development (SDG - Sustainable Development Goals). It focuses on topics such as health and well-being, work and society.
On September 25, 2015, the United Nations General Assembly adopted the 2030 Agenda for Sustainable Development.
It contains 17 sustainable development goals, which covers social, ecological and economic aspects.
In recent years, much attention has been paid to environmental issues. ERSTE FAIR INVEST goes one step further and aims to support well-managed companies that actively contribute to the achievement of equally important social goals with their products and services. It covers topics such as gender equality in the workplace, inclusion and diversity in societies, financial prosperity and education for the masses, physical and mental health, and personal well-being.
Disclaimer:
The fund employs an active investment policy and is not oriented towards a benchmark. The assets are selected on a discretionary basis and the scope of discretion of the management company is not limited.
For further information on the sustainable focus of ERSTE FAIR INVEST as well as on the disclosures in accordance with the Disclosure Regulation (Regulation (EU) 2019/2088) and the Taxonomy Regulation (Regulation (EU) 2020/852), please refer to the current Prospectus, section 12 and the Annex "Sustainability Principles". In deciding to invest in ERSTE FAIR INVEST, consideration should be given to any characteristics or objectives of the ERSTE FAIR INVEST as described in the Fund Documents.
WWF STOCK ENVIRONMENT
Flagship sustainable fund
WWF STOCK ENVIRONMENT invests globally in companies in the environmental sector. At the forefront of the fund's investment policy are topics such as water treatment and supply, recycling and waste management, renewable energies and energy efficiency as well as mobility.
Focus on megatrends*
for environmental stocks
ERSTE WWF STOCK ENVIRONMENT invests worldwide only in companies whose products and services have a positive impact on the environment. In this way, your investment contributes to sustainable development. Investments are made in the following areas:
Water treatment
and supply
Investments in infrastructure, cost & consumption reduction, hygiene, water scarcity.
Recycling and
waste management
Working against increasing waste volumes and in favour of reducing CO2 emissions.
Mobility
New drive technologies such as electric vehicles or hydrogen-powered vehicles.
Renewable energy
New markets are becoming key markets for the wind and solar industry.
Energy efficiency
Better thermal insulation, more efficient lighting technologies.
Energy supply
Energy storage, optimisation of energy transport, but also intelligent systems.
*Megatrends are long-term, far-reaching changes in society, the economy and technology that have a significant impact on our lives. Promising companies may not be investable for sustainability reasons. However, it is not yet possible to predict which companies will benefit most from this trend in the long term.
Disclaimer:
The fund employs an active investment policy and is not oriented towards a benchmark. The assets are selected on a discretionary basis and the scope of discretion of the management company is not limited.
For further information on the sustainable focus of ERSTE WWF STOCK ENVIRONMENT as well as on the disclosures in accordance with the Disclosure Regulation (Regulation (EU) 2019/2088) and the Taxonomy Regulation (Regulation (EU) 2020/852), please refer to the current Prospectus, section 12 and the Annex "Sustainability Principles". In deciding to invest in ERSTE WWF STOCK ENVIRONMENT, consideration should be given to any characteristics or objectives of the ERSTE WWF STOCK ENVIRONMENT as described in the Fund Documents.