Personal data protection
Protecting the privacy of our clients when processing personal data is very important to us. The following text will provide you with information on how we handle your personal data, how you can contact us if you have a question about the processing of your personal data, as well as other important information related to how Erste Asset Management GmbH, pobočka Slovenská republika ("the Company") processes the personal data of its clients and visitors to the website https://www.erste-am.sk/en/amslsp
As of 25 May 2018, the General Data Protection Regulation ("GDPR" for short) applies in the European Union. The GDPR determines how personal data may be processed and how it must be protected.
What is the General Data Protection Regulation?
The General Data Protection Regulation is a regulation of the European Union. It applies in every member state, including Slovakia. Any person whose data is processed can refer directly to the General Data Protection Regulation.
What does the General Data Protection Regulation regulate?
The General Data Protection Regulation contains regulations on the processing of your personal data such as name, telephone number, and more. The principles set out in that regulation govern how your personal data may be stored and processed.
Why does the Slovak Personal Data Protection Act No. 18/2018 Coll. still exist?
In addition to the General Data Protection Regulation, the European Union has issued a whole "data protection package". This package also included a new data protection directive. How is the directive different from the Regulation? Unlike the Regulation, the Directive must first be implemented in local legislation. In addition, the General Data Protection Regulation leaves room for member states to regulate individual aspects in more detail than those set out in the General Data Protection Regulation itself.
Why is the protection of my personal data important?
The protection of personal data is a fundamental right. Like the right to liberty or security, the right to the protection of personal data is enshrined in the Charter of Fundamental Rights of the European Union. This Charter of Fundamental Rights of the European Union applies in the relationship between you and state institutions.
Where can I find out more about the General Data Protection Regulation?
Data Protection Act 18/2018 Coll.
Charter of Fundamental Rights of the European Union
For more detailed information about your rights, please visit the following websites
The text of the GDPR can be found here.
What is personal data?
Personal data is any information relating to an identifiable natural person ("data subject"). An identifiable person is a natural person who can be identified directly or indirectly, for example by association with a name or an identification number.
More in Article 4, Point 1 of the General Regulation on Personal Data Protection.
What is covered by the processing of personal data?
The term "processing" means any process carried out with or without the help of automated means in relation to personal data. This includes, for example, obtaining, collecting, recording, processing, arranging, retrieving, searching, examining, rearranging, combining, moving, storing or disposing of.
More in Article 4, Point 2 of the General Regulation on Personal Data Protection.
What does the term “Data Controller” mean?
An “Data Controller” is a natural or legal person, public authority, agency or other entity which, alone or jointly with others, determines the purposes and means of the processing of personal data. For example, Erste Asset Management GmbH, pobočka Slovenská republika.
More in Article 4, point 7 of the General Data Protection Regulation.
The data controller is Erste Asset Management GmbH, with registered office at Am Belvedere 1, 1100 Vienna, Austria, registered in the Commercial Register of the Commercial Court of Vienna under registration number 102018 b, doing business in the Slovak Republic through the organizational unit Erste Asset Management GmbH, pobočka Slovenská republika, with registered office at Tomášikova 48, 832 65 Bratislava, IČO: 51 410 818, registered in the Commercial Register of the Municipal Court of Bratislava III, Section: Po, Insert No.: 4550/B.
For the purpose of carrying out the audit:
Ernst & Young Slovakia, spol. s r.o., Hodžovo námestie 1/A, 811 06 Bratislava, IČO: 35 840 463
PricewaterhouseCoopers Slovensko, s.r.o. Karadžičova 2, 815 32 Bratislava, IČO: 35 739 347
What does the term "Data Processor" mean?
"Data Processor" means a natural or legal person, public authority, agency or other entity that processes personal data on behalf of the data controller.
More in Article 4, point 8 of the General Data Protection Regulation.
A data processor is:
Slovenská sporiteľňa, a. s., Tomášikova 48, 832 37 Bratislava, IČO: 00 151 653, registered in the Commercial Register of the Municipal Court Bratislava III, Sec. Sa, Insert No. 601/B.
For the purpose of administration of the company's registry records pursuant to a special regulation:
IRON MOUNTAIN SLOVAKIA, s.r.o., Pri Šajbách 1, Bratislava 831 06, IČO: 36 232 734,
For the purpose of carrying out the registry.
Nuaktiv s.r.o., with registered office at Žižkova 9, 811 02 Bratislava, ID No. 35 722 533, registered in the Commercial Register of the Municipal Court Bratislava III, Section Sro, Insert No. 15081/B
For the purpose of system administration and development:
Goldmann Systems, a.s. , Slávičie údolie 106, 811 02 Bratislava , IČO: 35 794 950
FINAMIS s. r. o. , Na križovatkách 29 821 04 Bratislava, IČO: 35791632
For the purpose of supervising the Company's activities pursuant to a special law:
National Bank of Slovakia, Imricha Karvaša 1, 813 25 Bratislava
Erste Group Bank AG, Am Belvedere 1, A 1010 Vienna, Republic of Austria, IČO: 33209
Erste Bank der ősterreichischen Sparkassen AG, Am Belvedere 1, A 1010 Wien, Republic of Austria, IČO: 286283f
Who is responsible for the processing of personal data?
Erste Asset Management GmbH, pobočka Slovenská republika
Tomášikova 48
832 65 Bratislava
Contact for questions relevant to data protection:
Erste Asset Management GmbH, Branch Office Slovak Republic
Responsible person DPO
Tomášikova 48
832 65 Bratislava
E-mail: oou@erste-am.sk
Slovenská sporiteľňa, a. s.
Tomášikova 48
832 37 Bratislava
E-mail: osobneudaje@slsp.sk
Competent supervisory authority for the personal data protection agenda:
Personal Data Protection Authority of the Slovak Republic
Hraničná 12
820 07 Bratislava 27
Telephone: +421 02 3231 3220
E-mail: ochrana@pdp.gov.sk
https://dataprotection.gov.sk/uoou/
Is there a data protection officer under Article 37 of the General Data Protection Regulation?
Article 37 of the General Data Protection Regulation lists the cases in which the data controller must designate a data protection officer. A data protection officer must be mandatorily appointed where the core business of the company is related to the implementation of processing operations which, by virtue of their nature, their scope and/or their purposes, require extensive, regular and systematic monitoring of data subjects.
In this context, Erste Asset Management GmbH, pobočka Slovenská republika is not obliged to appoint a data protection officer. If you have any questions or requests regarding the protection of personal data, please contact us at oou@erste-am.sk
What personal data is processed?
- Master data and identity verification data, e.g. name and surname, e-mail address, telephone number, date of birth, hobbies, etc., if you have provided them to us
- the results of data processing for the purpose of fulfilling contracts and consents
- data for compliance with legal and regulatory requirements
For a detailed breakdown, you have the right to request information on request. Please contact us at oou@erste-am.sk.
Where does the personal data that is processed come from?
Most of your personal data that we process has been communicated to us by you. For example, when you sign up for the newsletter, at the branches of Slovenska sporiteľna, a. s. when you conclude contracts, when you send applications, etc.
In addition, the data may come from the following sources
- publicly accessible sources, e.g. the commercial register
- other institutions of the Erste Asset Management GmbH group
- Slovenská sporiteľňa a. s.
We are a branch of a foreign management company according to the Collective Investment Act. As part of this activity, we process your personal data. More specifically, this means:
Processing for the fulfillment of contracts
Depending on the type of contracts we have with you, we may provide certain services to you. We need to process your personal data for this purpose.
Processing for compliance with a legal obligation
The purpose of the processing of personal data is to administer the obligation relationship between the client and the Company in accordance with the provisions of the law, pursuant to Section 19 of Act No. 297/2008 Coll. on protection against money laundering and terrorism financing, the Company is entitled, even without the Client's consent, to ascertain, obtain, record, store, use and otherwise process personal data and other data about the client to the extent provided for by law, in particular for the purposes of exercising due diligence in relation to the client and for the purposes of detecting an unusual business transaction, for the purposes of preventing and detecting money laundering and terrorism financing.
The client is obliged to provide personal data to the Company if it is stipulated by a special legal regulation. Other personal data is provided voluntarily by the client to the Company.
Where personal data is provided voluntarily, it is processed on the basis of a contract between the client and the Company or on the basis of acts establishing pre-contractual relations or arrangements between the client and the Company or on the basis of consent given by the client.
The Client's obligation to provide the Company with the requested personal data and the Company's authorisation to process the client's personal data and to disclose it to third parties, as well as the purposes for which the personal data is processed, are set out in particular in the following legal regulations:
- Act No 203/2011 Coll. on Collective Investment, as amended
- Act No 297/2008 Coll. on the protection against the legalisation of proceeds from criminal activity and on the protection against the financing of terrorism, as amended
- Act No 566/2001 Coll. on Securities and Investment Services, as amended
- Act No 595/2003 Coll. on income tax, as amended
- Act 359/2015 Coll. Act on the automatic exchange of information on financial accounts for the purposes of tax administration and on amending and supplementing certain acts
- information in criminal proceedings against the public prosecutor's office and the courts as well as against the financial authorities for intentional financial crimes: Banking Act, Criminal Procedure Code, Financial Crimes Act
- Act No 423/2015 Coll. on Statutory Audit, as amended
Processing on the basis of legitimate interest
Legitimate interest in the processing of personal data by us or third parties arises in the following cases:
- A legitimate interest measures to prevent and combat fraud
- processing of data in the context of legal sanctions
- records of telephone calls in the event of complaints or documentation of so-called explanations relevant to legal actions
The processing of personal data for direct advertising purposes may be a legitimate interest. Anonymized data may be used by the Company for statistical purposes. In these cases, the legal basis is the authorization given by law, the consent of the client or the Company.
Processing on the basis of consent
If there is no contract or legal obligation or legitimate interest, data may still be processed under the law if you give us your consent. The scope and content of the data processing is based on the relevant consent. You can withdraw your consent at any time.
However, the revocation does not affect the legal obligation of the processing that was carried out on the basis of the consent until the revocation. This means that the revocation has no effect on the past.
Am I obliged to provide my personal data? What happens if I do not provide the information?
Due to the business relationship between you and our Company, we are reliant on your personal data. If we do not know your name and your e-mail address, we cannot send you, for example, any news or information about our new products, invitations to interesting events, etc... If we cannot verify your identity, the law does not allow us to have a business relationship. If you do not give us your consent, we may not be able to offer you certain products or services.
Is there automated decision-making and profiling?
For the purpose of properly targeting the offer of products and services, as well as for the purpose of providing appropriate products and services to the client to reflect the real needs of the client, the Company uses some forms of automated decision-making and profiling in the process.
The client has the right to object to a decision made on the basis of a purely automated decision and to request that such decision not apply to them. The above does not apply if the decision is necessary for the conclusion or performance of a contract between the Client and the Company, or if such decision is permitted by law.
To whom is my personal data transferred?
- To companies, authorities and persons within the Erste Group who need the data for the performance of their contractual, legal or supervisory obligations as well as to maintain their legitimate interests
- to public authorities and institutions
- third parties commissioned by us, e.g. for IT and back office services, insofar as they need it for the performance of their tasks. Third parties are contractually obliged to maintain the confidentiality of your data and to process the data only in the context of the provision of services to third parties insofar as this is mandatory for the performance of the contract or on the basis of legal regulations
Is my personal data transferred to a third country?
The cross-border transfer of personal data to third countries that do not guarantee an adequate level of protection of personal data by the company is only carried out in necessary cases, and always in accordance with the requirements of the Data Protection Directive.
How long is my personal data retained?
Your personal data is kept for as long as necessary to fulfil the relevant purposes. In addition, it is prescribed by law for what period of time we must keep the data. These retention obligations may persist even after you are no longer our client. In connection with the Income Tax Act 595/2003 Coll. the retention period is 10 years from the last transaction.
What security measures are observed when processing data?
We have implemented all technical and organizational measures to secure the data processed. These relate primarily to the protection of your personal data. We protect it against unauthorised or unlawful processing, accidental loss, accidental destruction or accidental damage. These measures include, for example, the deployment of modern security software and encryption procedures, physical access controls and measures to deter and prevent external and internal attacks.
Cookies, web analytics
We use cookies in various places on our website. Cookies are small text files that identify users when they revisit a site. However, no personal data such as name and address is stored. You cannot therefore be identified on the basis of this information.
We use cookies to tailor our offers to your needs and to analyze how these offers are used. You can set your browser to require your consent before using cookies or to block the use of cookies in general. In principle, you can also use our website without cookies.
Web analytics: for anonymized, statistical evaluation of visitors to the website, we pass personal data to the service provider Google Analytics.
The General Data Protection Regulation provides the following rights for your personal data. You have the right to:
- access under Article 15 of the GDPR
- rectification under Article 16 of the GDPR
- erasure under Article 17 of the GDPR restriction
- processing pursuant to Article 18 of the GDPR
- data portability pursuant to Article 20 of the GDPR
- objection pursuant to Article 21 of the GDPR
- decisions not based solely on automated processing - including
- profiling pursuant to Article 22 of the GDPR
What does the right of access mean?
You have the right to request confirmation as to whether we are processing your personal data as follows:
- the purposes of the processing
- the categories of personal data being processed
- the recipients or categories of recipients to whom the personal data have been or will be disclosed
- where possible, information about the intended duration for which the personal data will be stored or, if this is not possible, the criteria for determining such duration
- the existence of a right to rectification or erasure of the personal data concerned
- restriction of or objection to such processing
- the right to lodge a complaint with the supervisory authority
- all available information on the origin of the personal data, if the data are not ascertained from the person concerned
- whether there is automated decision-making, including profiling according to Article 22 par. 1 and 4 of the General Data Protection Regulation and - at least in these cases - reliable information about the logic, scope and consequences of information processing for the data subject
What does the right to rectification mean?
It is important to us that your data is correct and complete. If you believe that it is incorrect or incomplete, you can ask for the data to be corrected or completed.
What do „right to erasure“ and „right to be forgotten“ mean?
We place great emphasis on ensuring that your data is only processed within the terms of the General Data Protection Regulation. If you do not agree, you can request the erasure of your personal data. Reasons may include:
- The personal data is no longer necessary for the purposes for which it was collected or otherwise processed.
Example: your personal data must be deleted because it was collected solely for the purpose of investing in a mutual fund or sending you a newsletter (= sole purpose). You have not consented to this data being processed for other purposes. In this case, the data no longer needs to be processed after the investment in the mutual fund has been redeemed or the newsletter has been cancelled and the retention obligation has expired.
You revoke your consent, on which the processing was based, according to Article 6 paragraph 1 letter a) of the General Regulation on the Protection of Personal Data or according to Article 9 letter a) of the General Regulation on the Protection of Personal Data and if there is no other legal basis for the processing.
Example: you have consented to your personal data being processed for individual product offers of a third party provider (= sole purpose). If you withdraw this consent, the personal data must be deleted again. Exception: if there are other purposes or justifications for the processing and you are, for example, also in a customer relationship with the third provider.
- You object to the processing according to Article 21 par. 1 of the General Data Protection Regulation and if there are no overriding legitimate reasons for the processing.
Example: you can object if someone processes your personal data without your consent just because they think they have a legitimate interest in doing so (and there is no other explanation). If you object, and if there really was no legitimate interest, the personal data must be deleted. The personal data has been processed unlawfully.
Personal data processed unlawfully (“without a reason”) must be deleted.
The erasure of personal data is subject to a legal obligation under EU law or the law of the Member States of the data controller.
These are laws or regulations that require the erasure of personal data.
Personal data has been collected in relation to the information society services offered pursuant to Article 8(1) of the General Data Protection Regulation.
In this case, this is a special protection rule in favour of minors who use online services.
„The right to be forgotten“ applies to personal data made public. The person who originally disclosed the data must delete the data (because one of the above-mentioned grounds for deletion applies). The persons who received the data on the basis of the disclosure must also be informed of this subsequently.
What does the right to restriction of processing mean?
We place great importance on processing your data at all times within the terms of the General Data Protection Regulation and the Data Protection Act 2018. If you do not agree, you have the right to request a restriction on the processing of your personal data. However, this is only possible for the following legitimate reasons:
- You question the accuracy of your personal data. You can request the restriction of processing during a period of time that allows the data controllers to verify the accuracy of the personal data.
- However, in the event of a difference of opinion, further processing may be limited to the time during which the matter is clarified, so that the disputed personal data may not be deleted or changed immediately. It could turn out that the data was correct.
- The processing of personal data is unlawful. However, instead of erasure, you wish to restrict 'only' the use of the personal data. The General Data Protection Regulation gives you the right to choose. If you do not want the unlawfully processed data to be deleted immediately, you can request that it remains stored but not used.
- Data controllers no longer need your personal data for processing. You only need the data to assert, exercise or defend legal claims.
- If your personal data should in fact be erased but is necessary for you to exercise or defend your own rights, it may be processed for these purposes.
- You have objected to processing under Article 21 par.1 of the GDPR. If it is not yet certain whether the legitimate grounds of the data controller prevail over your interests, it is possible to request a restriction of processing. In order to prevent the disputed personal data from being deleted immediately, further processing may be restricted for the duration of the objection. It may be established that the processing was unlawful.
What does the right to data portability mean?
Your personal data belongs to you. Therefore, you have the right to receive this data in a structured, common and machine-readable form. This applies to data that you have provided to us and that is processed by automated means on the basis of your consent or on the basis of contractual performance. You may also request that we transfer this personal data to another data controller.
In what form will the data be provided to me?
The data will be provided to you in the form of an XML file.
What does the right to object mean?
Your data may be processed if there is a legitimate interest to do so.
If such legitimate interest is confirmed, you must be informed of this. If you are of the opinion that there is no legitimate interest, you may object. This is especially true if your personal data is used for direct advertising. If the persons responsible cannot demonstrate any legitimate grounds for further processing, your personal data may not be further processed after the inconsistency. Except for processing for direct marketing purposes. In that case, your objection has absolute effect.
What does the right to be subject to a decision based on automated processing, including profiling, mean?
We do not use any automated decision-making under Article 22 of the General Data Protection Regulation for decisions on the justification and implementation of the business relationship. Therefore, the right to object does not apply.
How do I apply?
- By post - in writing, with a handwritten signature and a copy of your ID, to:
Erste Asset Management GmbH, Branch Office Slovak Republic,
Tomášikova 48
832 65 Bratislava
- in person at the branches of Slovenska sporiteľna, a. s.
- by email to oou@erste-am.sk or osobneudaje@slsp.sk
How long does it take to process my application?
We will provide you with the relevant information on the measures without delay, but in any case within one month after receipt of your application.
The time limit may be extended by a further two months if necessary for reasons of complexity. In any case, we will inform you of the possible extension and the reasons for it within one month of receipt of the request.
What do I have to take into account for the right to data portability?
We transmit data directly to others when:
- you authorise us to do so
- you release us from banking secrecy
they are financial services companies, law firms, notary offices, tax consultancies, asset management companies or public authorities
Is there a charge for exercising my rights?
Applications are processed free of charge. Exception: if requests are made without reason, we are entitled to charge a reasonable fee. This takes into account the administrative costs of notifying, refusing or implementing the measure requested.
Our staff is available to assist you with any complaints, questions or suggestions on the subject of data protection. If you do not receive a timely response to your request, or if you believe that your data protection rights have been violated, or if you believe that we have not dealt with your request in accordance with the law, you may file a complaint with the relevant supervisory authority:
Data Protection Authority of the Slovak Republic
Hraničná 12
820 07 Bratislava 27
Tel: +421 02 3231 3220
E-mail: ochrana@pdp.gov.sk
Use of cookies
Our online services use various methods to obtain information about you, your surfing patterns and your device. To do this we access your web browser memory and store "identifiers" (such as cookies) there. This allows us, for a specific length of time, to recognise you and your device.
We use cookies to analyse the access of our website and to create content and offers that meet your needs. In your browser settings you can choose to be asked for your consent before using a cookie or generally block the use of cookies. Only the cookie category "Essential", which is necessary for the functioning of the website, cannot be deactivated. These cookies do not store any personal data.
You can change your cookie settings here:
We distinguish the following four processing purposes:
1. Essential to use our website
What is it about? This data processing is essential to enable you to use our online services, such as the website. This involves, for example, your preferred language setting. Or information required for billing partner services.
Can you prevent this data processing? No. Without this data processing you will not be able to use our online services.
2. Web Analytics
What is it about? We have a legitimate interest in statistically evaluating the use of our online services. For this purpose, we collect pseudonymous data about your interaction with our online services (such as our website) and evaluate this data in aggregated form.
Can you prevent this data processing? Yes, you can. You can prevent these sorts of analysis by changing your data protection settings.
Important: If you erase all cookies on your computer, you will also erase this opt-out cookie. If you still want to opt out of your data being collected by Adobe and Contentsquare, you must reset the opt-out cookie. The opt-out cookie is set per browser and computer.
3. Social Media Platforms
What is it about? To ensure adequate data protection, we do not display the content of social media platforms by default. To see the content cookies for social media platforms must be accepted. Only then the browser establishes a direct connection with the respective servers and transmits information.
Can you prevent this data processing? Yes, because this data processing is only permitted with your prior consent. If you wish to revoke your consent, please change your privacy settings.
4. Marketing
What is it about? If you agree, we also process your data to show you website and advertising content that might be of interest to you. To do this, we also process - with your consent - your surfing behaviour on other websites, not just those of Erste Asset Management. For this re-targeting, we set cookies with unique identifiers when you visit our website. We pass these identifiers for example on to advertising networks, web services, data management platforms, media agencies and publishers. Your IP address is also technically processed in this step. This enables us to offer you customised advertising, offers and services.
Can you prevent this data processing? Yes, because this data processing is only permitted with your prior consent. If you wish to revoke your consent, please change your privacy settings.
What is the content of cookies?
On the website of Erste Asset Management GmbH, pobočka Slovenská republika, you can encounter temporary and permanent cookies.
Temporary cookies are only used in the user's browser when he/she is browsing the website.
These are mainly files that serve to secure and identify the connection between Erste Asset Management GmbH, pobočka Slovenská republika and the user's computer during a single visit (for example, information on whether it is a mobile device or a computer, as well as various encrypted identifiers that are used for a secure connection to the bank's web servers).
When you leave the website, the files are deleted from your computer (or other device).
Persistent cookies remain on your computer (or other device) until they expire or are deleted by the user.
They are used, for example, to identify the client's login, also the language they use or to pre-fill a form.
They are also used to provide more relevant content and personalised communication between the bank and the user.
What are the benefits of using cookies?
A cookie is a file that contains information from the user's web browser and from a specific web server.
If the web browser accesses the web server again, the server can more easily and quickly retrieve this information and react to the data that is stored in it.
Erste Asset Management GmbH, pobočka Slovenská republika uses this technology on its website and internet banking pages to better integrate the services it offers to clients.
This includes targeted advertising on the Erste Asset Management GmbH, pobočka Slovenská republika, the processing of forms on the website, as well as the secure and error-free functioning of the internet banking services.
Thanks to cookies, we are able to continuously improve and enhance not only our website, but also the services and offers we provide to all our clients.
What are the options for changing the settings and removing cookies?
Each browser offers tools to manage your cookie settings.
The pre-installed settings of most browsers are such that they allow the storage of cookies for all web servers (sites).
However, it is possible to change the browser settings to process cookies in different ways:
- the user confirms or rejects the cookie before each time it is stored on the computer,
- the user specifies the behaviour of cookies on specific websites (e.g. their favourites),
- the user completely disables the storage of cookies on his/her computer.
For more information on where to find the browser's cookie settings, it is necessary to go to the website of the specific browser manufacturer. Each browser also allows you to delete cookies, either specifically or all of them. However, after deleting them or setting the browser to disable cookies, the user's work on the Erste Asset Management GmbH, pobočka Slovenská republika website will not be fully functional, as most of our services rely on cookies.
Services & providers used by us
In order to perform the data processing described above, we use various service providers. You can read here short descriptions of these services, and their processing purposes.
Essential to use our website
The operation and provision of the website also requires a number of technically necessary or essential cookies, which are listed here.
Unclassified cookies
These cookies are used to anonymously collect information about traffic to this website. The use of unclassified cookies is possible without your consent. Therefore, unclassified cookies cannot be activated or deactivated.
Statistical cookies
Statistical cookies help us to communicate with website visitors by collecting and reporting information anonymously.
Marketing cookies
Marketing cookies help us to prepare a suitable offer of our services for you.
Third Party Sites
Our website may contain hyperlinks (links) to third party websites. These third parties have their own privacy policies for which we are not responsible. If you follow links to these third parties, we recommend that you read their privacy policy.
Third Party Services
To improve the user experience on our site, we use third-party services through which we collect anonymous data and which collect third-party cookies. This data may be stored on third-party servers. Third parties may have access to the cookies or other information that is collected via cookies, but only within the scope of our contractual agreement and under our control. If you do not wish us to use these data collection services in your case, please click on the "Withdraw consent to cookies" button below or adjust your browser settings accordingly. The third parties whose services we use include:
Google Analytics
Google Optimize
More about privacy: https://policies.google.com/privacy?hl=sk
Google Analytics
This service from Google Inc. is an analytics tool that, by storing information in cookies, allows us to generate statistical outputs about traffic to our websites. This functionality is not necessary for browsing and is used by us to monitor website traffic and improve it. When using Google Analytics, Slovenská sporiteľňa does not process any personal data or other identifiers that can be used to indirectly identify (e.g. IP address) the data subjects. However, this does not mean that your personal data is not processed in this way by Google Inc., which is the data controller of Google Analytics.
The main cookie used by Google Analytics is the ga_file. You can learn more about the types of cookies used by Google Inc. here: https://policies.google.com/technologies/types?hl=sk
In addition to generating reports on our website usage statistics, Google Analytics can be used together with some advertising cookies to serve more relevant ads from Google Inc. (based on search history and activity on our site) as well as to measure interactions with Google Inc. display ads.
Google Analytics also uses cookies to analyze your behaviour on our websites, which are stored on the device of the end user of the website (computer, tablet, smartphone). Google anonymizes the part of the IP address associated with the device of the end user of our website as soon as it is obtained, thereby strengthening your privacy protection. Google Inc. uses the information collected during your use of the website to evaluate your use of our website, to issue us reports on website activity and to provide us with other services related to the use of our website and internet usage. This data processing by Google Analytics can be prevented by appropriate settings on your internet browser, in which you install the browser plug-in (add on) available via the following link: https://tools.google.com/dlpage/gaoptout?hl=en.
When you click on the above link, an opt-out cookie will be installed and stored in your internet browser to prevent future data collection by Google Analytics when you visit the Slovenská Sporitelňa website. For more information on the terms and conditions of processing of your personal data by Google Inc. when using Google Analytics, please read the Privacy Policy, https://policies.google.com/technologies/partner-sites?hl=sk.
YouTube (Social Media Platforms)
Service provider: Google, USA
YouTube is a video hosting and sharing platform operated by Google. YouTube collects user data via videos embedded in websites and aggregates this with profile data from other Google services to display targeted advertising to web visitors on its own and other websites. The YouTube cookie is also used as a unique identifier to track video viewing. We use YouTube to embed videos on our website. The videos are loaded from YouTube.
Google (Marketing)
Service provider: Google, USA
Google Ads
To optimise our Google campaigns, we use Google Ads Conversion Tracking from Alphabet Inc. (USA). This service stores data on your device and enables us to anonymously statistically evaluate the use of our website. As soon as you click on an advert in Google, Google stores a conversion cookie on your computer. When you visit certain pages on our website, we can see which keywords you used in the Google search, that you clicked on a specific Google advert and were redirected to this page. Data is transmitted to Alphabet Inc. in the USA via Google Ads. This is necessary for the collection and billing of the displayed advertising. This personal data is stored and processed in the USA.
Google Ads tags are only set with your consent. You can find more information on the Google Ads conversion and data protection landing page. Please also read the data protection provisions of Google Ads and the privacy policy and terms of service of Google.
Google Remarketing
We use Google Remarketing, an advertising service provided by Google. The operator of Google is Alphabet Inc. (USA). Google Remarketing allows us to use your website visits and interactions with our advertising on other websites in the Google network, for example to display targeted ads that match your interests. Google Remarketing stores a cookie on your device as soon as you access our website. This cookie enables us to statistically evaluate your use of the website. The information obtained, along with your IP address, is transmitted to Google in the USA and stored there. Google uses this information to recognise you on other websites in the Google advertising network and to show you our adverts. Google also transmits this information to third parties if this is legally required or if third parties process this data on behalf of Google. Google Remarketing transmits data to Alphabet Inc. in the USA that is required for collecting and billing for the displayed advertising. This personal data is stored and processed in the United States.
You can prevent or control the storage of Google Remarketing cookies by setting your browser accordingly. You can also delete cookies that have already been stored on your computer. You can prevent the remarketing feature from running on your computer by making the appropriate settings on Google. The Google remarketing tags are only set after your consent. You can find more information on the Google Remarketing landing page. Please also read the Google Remarketing data protection provisions.
Google Display & Video 360
Our website uses Google Display & Video 360 features. Google uses cookies to improve the advertising experience and advertising efficiency. This enables us to show you targeted and customised advertising and to measure and optimise the success of our marketing measures. Cookies expire after the periods listed below. This period begins with the last user interaction on the website. When you visit certain pages on our website, we can see which ads you have seen and what you clicked on before you were directed to that page. In addition, we can use the conversion cookie to recognise when certain actions are performed on our website, such as sending a contact form or purchasing a product.
Purpose of using third-party advertising systems
Erste Asset Management GmbH, pobočka Slovenská republika uses third-party advertising systems that collect third-party cookies on our website. These cookies are used by third parties for advertising purposes. If you do not wish us to use these data collection services in your case, please click at the bottom of the page under Would you like to change your cookie settings? "Continue" button and on the next page click "Change settings" or adjust your browser settings accordingly. Third parties whose advertising systems we use include:
Tracking pixels
More about privacy: https://policies.google.com/privacy?hl=sk
Media Innovation Group
Tracking pixels
More about privacy: https://www.mookie1.com/en-us/privacy.html
Sizmek
Tracking pixels
More about protection information: https://www.sizmek.com/privacy-policy/
Tracking pixels
More about privacy: https://www.facebook.com/legal/FB_Work_Privacy
Flashtalking
Tracking pixels
More about privacy: https://www.flashtalking.com/privacypolicy/
Adform
Tracking pixels
More about privacy: https://site.adform.com/privacy-center/platform-privacy/
AppNexus
Tracking pixels
More about privacy: https://www.appnexus.com/platform-privacy-policy
Facebook and Instagram
The social media plug-ins ("plug-ins") of the social network Facebook Inc., 1601 South California Avenue, Palo Alto, CA 94304, USA ("Facebook") are integrated on our website. When you visit our website, Facebook receives information that you have visited the website with your IP address. If you click on the Facebook icon available on our website while you are simultaneously logged in and/or registered for your Facebook account, the content of the website is redirected to your Facebook profile. Facebook can then associate your visit to the website with your user account. The data transfer takes place regardless of whether you have a Facebook account or not. Slovenská sporiteľňa informs you that when using our website, it has no influence on the data collected and the data processing processes, and we are also unaware of the total scope of the data collected, the purpose of the processing or the storage periods of the data. Facebook stores the collected data about you as user profiles and uses them for its own advertising, market research purposes and/or to tailor its services and tools to registered users. Such evaluation is mainly carried out in order to inform other Facebook users about your activities on our website. You have the right to object to the creation of such user profiles, and you must contact Facebook with your objection. We recommend that you always log out when you have finished using Facebook, particularly to avoid having your online activity linked to your profile. For more information on the purpose and scope of data collection and processing by Facebook, please refer to Facebook's privacy statement at the following link: https://www.facebook.com/policy.php.
We would also like to inform you that we may use services provided by Facebook Irelend Limited, which are labelled as "data file custom audiences" - audience management for the implementation of advertising campaigns, whereby the data processed by us may be combined with personal data processed in Facebook's databases, and "measurement and analytics", whereby Facebook processes personal data on our behalf in order to measure the performance and impact of our advertising campaigns and to provide us with reports of users who have seen and responded to our advertising content. This processing of your personal data may therefore occur if you interact with our advertising content or our websites when using your user profile set up on Facebook. In such cases, we use Facebook as a data processor, and the following legal safeguards apply to the processing of your personal data: https://www.facebook.com/legal/terms/businesstools, https://www.facebook.com/legal/terms/dataprocessing.
We also use Facebook's "audience management" service ("Page Insights") to obtain statistical (aggregated) information about the use of our Facebook profile. In connection with the processing of personal data about visitors to our profile as part of the functionality of this service, we have entered into a so-called joint controllers agreement with Facebook, the main parts of which can be found here: https://www.facebook.com/legal/terms/page_controller_addendum.
If the processing of personal data explained above is objectionable to you, you can object to it or you can also use the available self-regulatory tools developed for the online marketing sector, which are available here: http://www.aboutads.info/choices and http://www.youronlinechoices.eu/). These online tools allow you to automatically identify third-party digital identifiers (including those from Facebook) in your browser and delete them, thereby also preventing the possible processing of your personal data.